When you hire a car, the rental price will usually include insurance which covers you for accidents (Collision Damage Waiver/CDW) and theft (Loss Damage Waiver/LDW). If the worse should happen, you will be required to pay a portion of the costs to the car rental company, the excess. Such costs can run into thousands of pounds. In addition, damage to tyres, the windscreen and the undercarriage are often excluded from the car rental company's insurance and will be entirely the responsibility of the hirer. Visit our About Excess Cover page for more information.
Direct Car Excess Insurance gives you peace of mind knowing that if your hire car is damaged or stolen whilst in your care you won't be left out of pocket. Buying in advance could also save you a significant amount compared to equivalent cover from the hire car company at their rental desk.
Our policies are underwritten by American International Group UK Limited.
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