About Us

Our Service

Direct Car Excess Insurance aims to provide excellent customer service, providing a range of cover to suit all car rental insurance needs. You can be confident in choosing us to insure your car hire.

We recognise the value in the Financial Conduct Authority initiative of Treating Customers Fairly. We believe that if we treat you, our customer, fairly at all stages; then this will enhance our core values and lead to better service. Therefore we are committed to ensuring that we embed the principles of Treating Customers Fairly within every aspect of our business.

Car Hire Excess Insurance

We have provided a range of car hire excess insurance products and you can now choose the cover that’s right for you. We offer both Single Trip and Annual Multi-Trip excess insurance with a choice of policies covering destinations worldwide. We also provide Single Trip and Annual Multi-Trip Collision Damage Waiver insurance cover for car rentals in North and South America. Click on the links below to get a quote.

Fine Print

Direct Car Excess Insurance is a trading name of American International Group UK Limited registered in England: company number 10737370. Registered address: The AIG Building, 58 Fenchurch Street, London, EC3M 4AB. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 781109). This information can be checked by visiting the FCA website. Calls may be monitored or recorded. This site is directed at users within the United Kingdom. Products are underwritten by American International Group UK Limited.

What Our Customers Say

  • ' Easy to purchase, information on claiming very clear, saves a fortune on buying it from the car hire companies.'
    - Terri Burns
  • 'The process and outcome seemed easy and efficient.'
    - Georgia Foster
  • 'No problems, got the service I expect'
    - Louie Wilkinson
  • 'Easily completed and gave me what I wanted.'
    - Charles Little
  • 'Purchasing was easy, terms well-explained, and the value better than the car-hire company's own excess cover.'
    - Jodie Coleman